Nikki Farag Agency
Farmers Insurance
Nikki Farag Agency
Farmers Insurance
Protect Your Rental Property with Confidence. Owning rental property in Los Angeles is a smart investment — but it’s not without risks. Whether you lease a single-family home in Sherman Oaks or manage a duplex in Culver City, Landlord Insurance from Nikki Farag Insurance Agency helps protect your rental income and the property itself from the unexpected. We work with Farmers® to offer tailored coverage for landlords across the Greater Los Angeles area.
Landlord insurance coverage in Los Angeles, also known as rental property insurance, provides more than what a standard homeowners policy offers. Key coverages may include:
Personal Property: Personal property coverage can help protect if personal belongings you store on the premises are damaged or stolen.
Liability Protection: Helps cover legal expenses, medical payments, or damages if someone is injured on your rental property.
Loss of Rental Income: Reimburses you for lost income if the property becomes uninhabitable due to a covered loss.
Other Structures: Other structures coverage can help with structures that aren’t physically connected to the residence — including garages, sheds, swimming pools and driveways.
You need landlord insurance if:
You rent out a home, condo, or apartment you own (even if it’s just a unit)
You do not live in the property (this distinguishes it from homeowners insurance)
You want to protect against personal property damage, tenant injury liability, or loss of rental income
Whether you rent short-term in Venice Beach or long-term in Santa Clarita, landlord coverage helps protect your investment.
We Are Your local Farmers Insurance Agent Serving all of Los Angeles and the surrounding areas.
Owning a rental property is a smart investment—but it also comes with risks. Landlord insurance is designed to help protect your property, your income, and your peace of mind. Whether you rent out a single-family home, condo, or multi-unit building, I’m here to help you find the right coverage to protect against damage, liability, and loss of rental income. Let’s make sure your rental is properly insured, so you can focus on growing your investment with confidence.
Nikki Farag
Farmers Insurance Agency Owner
License 4247364
At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.
Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!
Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.
Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!
Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
Yes. Liability protection is a key part of most landlord insurance policies. If someone is injured on your property — such as slipping on a broken stair or tripping on a sidewalk — your policy can help cover medical bills, legal fees, and settlements.
Farmers offers policies for multiple rental units. We’ll help you consolidate coverage and make it manageable.
No. Landlord policies only cover your property. Encourage tenants to get renters insurance for their personal items.
Yes! Bundling can lead to savings and easier management of your insurance.
Not by default. Earthquake insurance is available as a separate policy — essential for properties in LA.
Landlord insurance typically covers accidental damage caused by tenants, but it doesn’t cover intentional or negligent damage. You may be able to recover costs through the tenant’s security deposit or legal action. Having a solid lease agreement and requiring renters insurance can help protect you even further.