Nikki Farag Agency
Call Anytime 310-390-4500
Nikki Farag Agency
Call Anytime 310-390-4500
Riding through Los Angeles offers some of the best scenery and year-round weather for motorcycle enthusiasts — but it also comes with heavy traffic, distracted drivers, and a higher risk of theft or damage. That’s why having the right insurance coverage isn’t just a legal requirement — it’s essential for peace of mind.
At Nikki Farag Insurance Agency, we help LA riders choose coverage that protects both themselves and their bikes. Whether you’re cruising along the coast or navigating city streets, we’ll guide you through options like liability, collision, comprehensive, and uninsured motorist protection tailored for riding in So Cal.
Motorcycle insurance provides essential protection for both you and your bike. A standard policy can include liability coverage for injuries or property damage you cause, collision coverage for accidents, and comprehensive protection against theft, vandalism, or weather-related damage. You can also add coverage for uninsured motorists, custom parts, medical payments, and roadside assistance. Whether you’re riding daily through city traffic or enjoying weekend trips along the coast, motorcycle insurance helps ensure you’re financially protected from the unexpected.
Every motorcycle policy from Farmers can include three types of coverage:
Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.
Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.
Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.
Motorcycle Choice packages make it easy to choose — and customize — the coverage you want by combining popular features for different needs and budgets:
$500 safety apparel coverage
First accident forgiveness
Available optional equipment coverage
Available towing and roadside assistance coverage
$1,500 safety apparel coverage
$3,500 optional equipment coverage
Total loss settlement for two years based on the value of a new motorcycle
Trip interruption and track day coverage
Reasonable and necessary expenses for towing and roadside assistance
$2,500 safety apparel coverage
$5,000 optional equipment coverage at replacement cost
$2,000 personal effects coverage at replacement cost
Total loss settlement for 5 years based on the value of a new motorcycle
Enhanced rental coverage
Diminishing deductible & waiver
There’s nothing like the freedom of riding through Los Angeles on two wheels — and I’m here to help make sure you’re covered while doing it. From weekend riders to daily commuters, I’ll help you choose motorcycle coverage that protects your bike, your finances, and your freedom.
Nikki Farag
Farmers Insurance Agency Owner
License 4247364
At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.
Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!
Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.
Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!
Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
Yes. California law requires all motorcycle riders to carry minimum liability insurance to legally operate their bike. This helps cover injuries or property damage you may cause to others in an accident.
Only if you have comprehensive coverage. This optional add-on protects your bike from non-collision incidents like theft, vandalism, fire, or weather-related damage.
Definitely. Bundling your motorcycle insurance with other Farmers policies — like auto, home, or renters — can qualify you for multi-policy discounts and simplify your coverage.
Motorcycle insurance typically covers a wide range of bikes, including cruisers, sport bikes, touring motorcycles, scooters, mopeds, and even some off-road bikes.
This coverage helps pay for your medical bills and damages if you’re hit by a driver who has little or no insurance.