Nikki Farag Agency
Farmers Insurance
Nikki Farag Agency
Farmers Insurance
If your business depends on vehicles—whether it’s one car or an entire fleet—Commercial Auto Insurance is a must. From delivery vans and service trucks to company cars and rideshare operations, this coverage helps protect your business from the unexpected.
At Nikki Farag Insurance Agency, we work closely with business owners across Los Angeles to provide customized commercial auto policies through Farmers Insurance. Whether you’re transporting tools, making client visits, or managing a driving team, we’ll help you find the right protection that fits how you operate.
Even the safest drivers can’t prevent every accident. A single incident involving a company vehicle could result in major financial loss. Commercial Auto Insurance provides peace of mind that your drivers, vehicles, and company assets are protected—so you can stay focused on running your business.
Helps cover bodily injury or property damage caused by your business vehicle.
Covers damage to your vehicle from a crash, regardless of fault
Protection against theft, vandalism, fire, or natural disasters.
Helps pay if you’re hit by a driver without enough insurance.
Helps cover medical costs for you and your passengers.
Covers vehicles your business rents or employees use for work purposes.
If you use vehicles for work, even occasionally, you may need Commercial Auto Insurance. Personal auto policies usually don’t cover vehicles used for business purposes—so it’s important to make sure your operations are properly protected. This coverage is essential for a wide range of professionals and industries.
Use your vehicle to transport tools, equipment, or goods for business
Drive to multiple job sites or client locations regularly
Operate a delivery service or courier business
Own or manage a fleet of company cars, trucks, or vans
Use your personal vehicle for rideshare or food delivery platforms
Employ drivers who operate vehicles on behalf of your business
Lease, rent, or own vehicles under your company name
Proof of insurance to win contracts or meet regulatory requirements
We Are Your local Farmers Insurance Agent Serving all of Los Angeles and the surrounding areas.
Every business is unique, and so are your insurance needs. I’m here to help you understand your options and build a policy that gives you confidence behind the wheel. Let’s protect your business every mile of the way.
Nikki Farag
Farmers Insurance Agency Owner
License 4247364
At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.
Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!
Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.
Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!
Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
Commercial auto insurance covers vehicles used for business purposes, while personal auto insurance is designed for private, non-business use. Using a personal vehicle for work without proper coverage can result in denied claims.
Yes—if you use your personal vehicle to make deliveries, visit clients, transport tools, or conduct other business activities, a commercial policy is recommended for proper coverage.
Cars, vans, pickup trucks, box trucks, utility vehicles, food trucks, and fleets of vehicles can all be covered under commercial auto policies.
No—tools and equipment inside the vehicle typically require additional inland marine or business property coverage. Ask us how to bundle protection.
You may need Hired and Non-Owned Auto Liability coverage to protect your business if employees use their own vehicles for work tasks.
Yes, commercial auto policies typically cover accidents that happen during deliveries—unlike personal auto policies, which often exclude this.
Absolutely. Whether you have one car or a fleet, commercial auto policies can be customized to fit your business’s size and risk level.
Yes—Farmers offers options for those using their vehicles for services like Uber, Lyft, DoorDash, or Instacart. Let us help you find the right plan.
Yes, any employee or individual who regularly drives a business vehicle should be listed to ensure proper coverage.
Maintaining clean driving records, bundling policies, choosing higher deductibles, and using safety programs can all help lower your premiums.
Contact Nikki Farag for a personalized consultation and a commercial auto insurance quote through Farmers.