Nikki Farag Agency
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Riding in Los Angeles comes with unique risks—and expenses—but there are ways to lower your motorcycle insurance costs without cutting coverage. At Nikki Farag Insurance Agency, we’ll help you explore available discounts through Farmers Insurance, including those for safe driving, completing an approved motorcycle safety course, or bundling with other policies like auto or home.
Whether you’re cruising the Pacific Coast Highway or navigating LA traffic, we’ll work with you to find personalized savings. Ask about available discounts that reward responsible riders and help make motorcycle insurance more affordable year-round.
Along with specialized coverage, Farmers offers several discounts to help you get more value from your motorcycle insurance. You may be able to save by bundling your motorcycle policy with other Farmers insurance products, switching from another provider, or completing an approved motorcycle safety course.
Multi-policy discounts are available if you bundle renters insurance with these policies:
Multi-unit
Prior insurance
Affinity group
Preferred operator
Safety course
Airbag equipped
Anti-lock brake equipped
This discount applies when you enroll in ePolicy and accept the Go Paperless terms and conditions.
Available if you pay your bill on time. (No late fees, late payments or returned check charges on the account in the previous 12 months.)
Secure your rate for a full year and enjoy added savings. With Farmers, you’ll also get year-round motorcycle coverage with no lay-up period. While some insurers limit coverage to certain seasons, Farmers gives you the freedom to ride whenever the weather allows—no extra calls or complications required.
All Motorcycle policies are not the same. Farmers offers several special features for responsible riders:
A First Accident Waiver program waives the premium surcharge on the first motorcycle accident for loyal customers with a good driving record.
Additional Medical Payments coverage is available for riders using a DOT-approved helmet.
A $500 deductible waiver on Other Than Collision coverage is available for motorcycles with an approved stolen vehicle recovery system installed, including LoJack® systems. For more information on LoJack systems, or where to find a dealer near you, visit www.lojack.com

At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.

Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!

Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.

Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!

Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
