Nikki Farag Agency
Call Anytime 310-390-4500
Nikki Farag Agency
Call Anytime 310-390-4500
Running a business in Los Angeles comes with endless opportunities—but also unexpected risks. Whether you’re a small business owner, contractor, or consultant, General Liability Insurance is essential protection that helps cover legal costs, medical expenses, and other financial risks if someone claims your business caused harm. At Nikki Farag Insurance Agency, we help local businesses secure reliable coverage through Farmers Insurance, so you can focus on growing your business with confidence.
General liability insurance is a type of coverage that helps protect your business from financial loss if you’re held legally responsible for injury, property damage, or other harm caused to others. Whether a customer slips and falls at your shop or a client claims your service caused damage, this insurance helps cover medical expenses, legal fees, and settlement costs. It’s a smart layer of protection for businesses of all sizes—especially in a busy, high-traffic area like Los Angeles.
If a customer trips and falls at your business, the policy can help cover medical costs and legal expenses.
If your work damages a client’s property, your policy may cover the repairs or replacement.
Your policy helps cover attorney fees, court costs, and settlements, whether or not you’re found at fault.
Accusations of slander, libel, or copyright infringement in marketing materials may also be covered.
If you interact with clients, work on someone else’s property, or advertise your services, liability coverage is a must.
Contractors and service providers
Retail stores and local shops
Restaurants and food service businesses
Medical and wellness practices
Real estate professionals
Beauty salons and med spas
We Are Your local Farmers Insurance Agent Serving all of Los Angeles and the surrounding areas.
Owning a business is a major investment—and protecting it should be a priority. Business liability insurance gives you the security to operate with confidence, knowing that you’re covered if something unexpected happens. I’m here to help you understand your risks and build a policy that fits your industry, budget, and long-term goals.
Nikki Farag
Farmers Insurance Agency Owner
License 4247364
At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.
Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!
Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.
Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!
Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
It’s coverage that protects your business from financial losses due to claims of bodily injury, property damage, or personal injury caused by your business operations.
It’s not legally required for all businesses, but many clients, landlords, or contracts may require proof of coverage before working with you.
General liability covers physical risks (like injury or damage), while professional liability (errors & omissions) covers mistakes in services or advice.
Cost depends on your industry, location, business size, and coverage limits. Nikki Farag can provide a personalized quote based on your needs.
No. For employee injuries, you’ll need a separate workers’ compensation policy.
Yes! Farmers offers customizable packages that combine liability, property, and other coverages at a better value.
A BOP combines general liability with commercial property coverage—ideal for small businesses needing broader protection.
Yes, if your business sells products, product liability coverage may be included or added to your policy.
No—most policies cover only incidents that occur after the policy start date. Retroactive coverage may be available with some options.
Contact Nikki Farag for a personalized consultation and a business liability insurance quote through Farmers.