Nikki Farag Agency
Farmers Insurance
Nikki Farag Agency
Farmers Insurance
Whether you’re hitting the open road for a weekend getaway or living full-time in your motorhome, RV insurance is essential to protect your investment and your journey. At Nikki Farag Insurance Agency, we offer customizable coverage for all types of recreational vehicles—including motorhomes, camper vans, and travel trailers—so you’re protected wherever the road takes you. From collision and liability to personal belongings and roadside assistance, we’ll help you build a policy that fits your lifestyle and gives you peace of mind on every trip.
RV insurance helps protect against direct and accidental physical damage to your motorhome, including permanently installed accessories like awnings, antennas, and satellite dishes. Coverage typically includes—though isn’t limited to—damage caused by collisions, fire, smoke, hail, wind, flooding, landslides, falling trees, overhangs, wild animals, vandalism, and theft.
As you’re pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight.
While reversing your RV into a parking space, you miss spotting the low concrete posts near the water hookup. The resulting impact damages your motorhome’s bumper and cracks the spare tire cover.
You’re parked beside a river when a sudden downpour causes unexpected flooding, submerging your motorhome in three feet of water. The water damage affects the flooring, electrical systems, and interior furnishings, requiring significant repairs.
Total Loss Replacement coverage can help if your new motor home is declared a total loss within the first five years — providing a brand new replacement of a similar kind.
Emergency Expense coverage can help with the cost of lodging or travel if your motor home is damaged more than 50 miles from home.
Campsite/Vacation Liability coverage can help when a motor home is parked and used as a vacation residence.
TraveLine Towing and Roadside Assistance can help with towing, tire changes, fluid delivery and locksmith services.
Replacement Cost coverage can help if personal belongings are destroyed or stolen.
Full-Timer coverage can help with personal liability protection when your motor home is parked and used as a dwelling for an extended period of time.
At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.
Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!
Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.
Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!
Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
RV insurance can cover a variety of vehicles, including motorhomes (Class A, B, and C), travel trailers, camper vans, fifth wheels, and pop-up campers.
Yes, if your RV is a motorized vehicle (like a motorhome), California law requires you to carry minimum liability coverage. Additional coverage is optional but strongly recommended.
Standard policies usually include liability, collision, and comprehensive coverage. Optional protections may include personal belongings, roadside assistance, vacation liability, and full-timer coverage.
Yes, many RV policies offer coverage for personal items stored in your motorhome or travel trailer, up to a specified limit.
Roadside assistance is often available as an optional add-on and can include towing, tire changes, jump-starts, and fuel delivery tailored for larger RVs.
Yes, permanently installed accessories like awnings, antennas, and satellite dishes are typically covered under comprehensive RV insurance.