Nikki Farag Agency
Call Anytime 310-390-4500
Nikki Farag Agency
Call Anytime 310-390-4500
Mobile homes and manufactured homes offer affordable and flexible housing options throughout Southern California — from Sunland to Sylmar, Lancaster to Long Beach. At Nikki Farag Insurance Agency, we help protect these homes with mobile home insurance policies designed to safeguard your property, your belongings, and your financial future.
Whether your mobile home is in a park community or on private land, our Farmers® mobile home insurance policies are customizable to your needs.
Mobile home insurance typically includes coverage for:
Dwelling Coverage: Helps pay to repair or replace your mobile home after damage from covered perils like fire, hail, or wind.
Personal Property: Covers belongings such as furniture, clothing, and electronics if they’re damaged or stolen.
Liability Protection: Helps pay legal fees and damages if you’re responsible for someone’s injuries or property damage.
Additional Living Expenses: Covers costs like hotel stays or meals if your home becomes uninhabitable due to a covered loss.
Los Angeles has unique risks for mobile homeowners — from wildfires in the hills to earthquakes in the valley, and even windstorms or flooding in lower-lying areas. While mobile homes are typically more affordable than traditional homes, they can also be more vulnerable to structural damage. Mobile home insurance gives you peace of mind knowing you’re covered if disaster strikes.
We Are Your local Farmers Insurance Agent Serving all of Los Angeles and the surrounding areas.
Your mobile or manufactured home deserves the same level of protection as any other home. Whether it’s your primary residence or a vacation property, mobile home insurance can help cover your home, belongings, and liability in case of damage or accidents. I’m here to help you understand your coverage options and customize a policy that fits your unique needs. Let’s make sure your mobile home is properly protected—so you can enjoy it with peace of mind.
Nikki Farag
Farmers Insurance Agency Owner
License 4247364
At Nikki Farag Insurance Agency, our clients are at the heart of everything we do. From personalized guidance to reliable coverage, we’re proud to earn the trust of families and business owners across Greater Los Angeles. Here’s what some of our customers have shared about their experience working with us.
Reviews
Nikki and her team are absolutely fantastic. I’ve been with them for both my auto and home insurance for years, and they’ve always been incredibly responsive and helpful. Whether I need an extra copy of an insurance card, or just have a quick question, they’re always patient and easy to reach. I can’t recommend Nikki enough!
Reviews
I was referred to Nikki by a coworker who’s one of her clients, and I’m so glad I made the switch. I moved all of my policies over from State Farm because I really value the personalized service Nikki and her team provide. It’s refreshing to work with someone who takes the time to explain everything and is genuinely invested in helping you. I also love that she’s local—there’s a real sense of connection and trust.
Reviews
Nikki has been our insurance agent for just about a year now and we love the personal service we get with her. We have our home, autos and our landlord policies all with her through Farmers and I would highly recommend her to anyone who is looking for insurance!
Reviews
Amazing service! Got my five work trucks covered and got me a policy for my home insurance. Thank you Nikki you are a pleasure to work with 10/10 would recommend to anyone!!!
No, California doesn’t require mobile home insurance by law. However, if you have a mortgage or your home is in a mobile home park, insurance is often required. Even if it’s not mandated, it’s strongly recommended to protect against fire, theft, weather damage, and liability claims.
Mobile home insurance policies are specially designed to account for the construction and structure of manufactured homes. Unlike traditional homes, mobile homes can be more susceptible to wind and fire damage, and their coverage reflects those risks.
Most policies cover damage caused by fire, windstorms, hail, lightning, theft, and vandalism. Depending on the carrier, you may be able to add coverage for earthquakes or floods, which are especially important for homes in Los Angeles.
Yes, you can add coverage for detached structures like carports, sheds, decks, and awnings. This is especially useful for mobile homeowners with add-ons or outdoor living spaces common in Southern California.
You can still get a full mobile home insurance policy, even if your home is in a park. Your policy will cover your unit, personal belongings, and liability — but you’ll want to make sure your park doesn’t provide limited coverage as part of your lease agreement.